We have been in the accounts receivable factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's ups and downs and in having done so, can lend a helping hand to get you through any tough circumstances you might encounter. We won't disappear when the times get tough, as some accounts receivable factoring companies sadly have in the past.

All factoring companies have criteria for size, industry, and risk. It's not practical for you to know which accounts receivable factoring firm is the ideal fit for you. By contacting us, we'll get to know your situation very quickly and help you find the ideal fit for your company - it might be us or another accounts receivable factoring company.

We have a vast network of accounts receivable factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, after you take some time to tell us about what you need, we have no doubt that you will find exactly what you need..

Practically all accounts receivable factoring companies let you pick and choose your customers to factor. But a few of them generally have a minimum amount before they'll work with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is pretty much like having a credit card in your pocket. You have it to use when you need it but don’t sign an agreement which will make you use accounts receivable factoring when you don't need it.

Practically all accounts receivable factoring companies are deliberately confusing. You need to be Sherlock Homes to uncover those fees. You can be rest assured, We are different.  We are flat out transparent about our fees. When you apply, you are presented with a truthful, no obligation rate bid with the fee for your business. that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are financed by Wall Sreet bankers. We are an independently owned company and don't take orders from investors and boards. , we are like-minded business people and we have cleared many of the obstacles that a business deals with. We listen to your story, go over your struggles. Based on that information we will put together a custom-built solution for you. Practically all accounts receivable factoring firms notably the Silicon Valley Fintech ones almost completely look for the algorithm to establish your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Practically all accounts receivable factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who knows your business inside out, and can help you in ways the others just can't or simply won't.

Don't ignore the fact that the accounts receivable factoring firm will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we watch each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to jump on recent negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues in order to nip them in the bud immediately.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay ahead of negative payment trends. This is critical to run your business profitably.

We make sure to incorporate the latest technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Practically all other companies are not even in the ballpark.